Key Features

  • The term insurance page focuses on pure protection plans that provide a high sum assured for a fixed term. We explain common plan variations, such as level term, increasing term, decreasing term and return of premium plans.
  • Level term provides fixed coverage throughout policy term
  • Increasing term has coverage that grows over time
  • Decreasing term is suitable for loan protection
  • Return of premium plans return premiums if policyholder survives the term
  • High coverage up to ₹5 Crore at affordable premiums

Types of Term Insurance

Level Term

Fixed coverage throughout policy term

Increasing Term

Coverage increases over time

Decreasing Term

Suitable for loan protection

Return of Premium

Get premiums back on maturity

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